Cheap Car Insurance For Women

If you are a female driver, you've no doubt been subjected to, or you've at least heard, all of the stereotypical comments. Women are bad drivers. Women are too emotional behind the wheel. Women can't make snap decisions. Women are too nervous. Women drive too slow. Women cause too many accidents.

While men tend to log many more miles on the road, they are also more likely to die in a car accident than women. In fact, a review of a cross-section of statistical information pits the number at over 70% of car accident fatalities being male. In general, men are more aggressive drivers.

They put a heavier foot to the gas pedal, they are more focused on getting from Point A to Point B in the fastest time possible and, unfortunately, a majority of drivers operating a vehicle under the influence are also male.

These factors and more contribute to a well-established outcome. Women tend to drive shorter distances, drive at lower speeds and, when they are involved in accidents, the mishaps tend to be minor in comparison to the higher speed crashes of their male counterparts.

As a direct result of these types of statistics, it is much easier to find cheaper car insurance for women. Insurance companies actively seek to attract women because there is less risk of a woman driver submitting large or repeated claims or, sometimes, any claims at all. This is a clear benefit to the insurer. In fact, there are many insurance companies that make it their business to market cheap car insurance for women.

Whether someone is searching for quotes on cheap car insurance for women in Ireland or Illinois, cheap car insurance for young women or more experienced ladies, the best rates and policies can be obtained online. Sites like Sheilas' Wheels, CoverGirl Car Insurance, GirlMotor or Diamond clearly target a female clientele.

These providers regularly offer discounts of 30% or more to women drivers. Sheilas' Wheels, in particular, offers a no claim discount. If a female driver has not made a single insurance claim in five consecutive years, they will immediately discount an insurance quote by 70%, and then add a further 1% discount per year to be maxed out at a total of 75%.

It is readily apparent that these sites are intended for women. Splash pages are created in soft colors (with pink being the overriding choice) and upfront special offers are decidedly feminine. Cheap car insurance for women often includes features such as free roadside assistance programs, special coverage for children's car seats and other in-vehicle accessories, access to mechanics that promise female friendly service, and even specific coverage for a handbag and its contents while in the vehicle. Insuring female drivers is clearly big business and insurers are prepared to take all the steps, financial and fashionable, to attract them.